Legacy Home Loans offers 100% Financing programs thru VA and CALHFA making getting a a new home loan more attainable. A lot of the time, especially for first time home buyers, saving up enough money for a down payment, closing costs, and moving costs can be one of the most difficult steps in buying a home. It used to be despite having perfect credit and a stable income, a home buyers dream could quickly be crushed due to a lack of a down payment. Contact Legacy Home Loans to see if you qualify for VA or CALHFA 100% programs.