Legacy Home Loans | FHA Home Loan
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What Are My FHA Home Loan Options?

Looking to purchase your first home? Thinking about buying a home in the near future? We have information that can help!
FHA Home Loans are still one of the most popular loan programs in America today because they are insured by the government and offer lower down payment options than most loan programs. FHA Loans can be used to purchase or refinance your home. For more information please fill out the mini application and one of our experienced Loan Originators will respond.

Get Started Today!

Benefits of Using an FHA Loan

  • Easier qualification
  • Flexible loan programs
  • Credit scores may qualify from 580 up
  • Low down payment options
  • Down payment can come from gift funds 15, 20, and 30 year fixed-rate mortgage
  • No prepayment penalties
  • Government insured

How do I Know if I Qualify For an FHA Home Loan?

Find out if you qualify for an FHA Home Loan by filling out an application online and getting started on our FHA Fast Track today. Once we receive your information we will contact you within 24 hours from submitting a full application and let you know the status of your approval.

Here Is Some Helpful Information

Figure out exactly how much you can afford.


What you can afford is all dependent on your income, credit rating, current monthly expenses, downpayment and the interest rate.
Home Economics 101
Homebuying programs in your state

Know your rights as a homebuyer


Fair Housing: Equal Opportunity for All
Real Estate Settlement Procedures Act
Borrower’s rights information
Predatory lending information

Homeownership for public housing residents
Indian Home Loan Guarantee Program(Section 184)

Shop for a loan


Looking for the best mortgage: shop, compare, negotiate
Let the FHA help you
Learn more about interest only loans
Avoid Predatory Lenders and stay safe

More Information About Homebuying


Information on Homebuying programs in your state
Let FHA help you (FHA loan programs offer lower downpayments and are a good option for first-time homebuyers!)
HUD’s special homebuying programs
Good Neighbor Next Door(formerly known as Teacher/Officer/Firefighter Next Door)
Hurricane Evacuees discounted sales
Homeownership for public housing residents
Indian Home Loan Guarantee Program(Section 184)

Call Us: 949-588-1200