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To Legacy Home Loans

Welcome

Purchase & Home Refinance Programs

At Legacy Home Loans our experienced mortgage professionals view helping our customer purchase a home or refinance as more than just a one time transaction. We believe it is a start of a long term relationship that can save the home owner thousands of dollars over the life of their loan.

BUYING YOUR
FIRST HOME

Wondering where to start financing your first home? Start here!
We have a variety of loan porgrams to fit every financial situation.

Click to find out more

buying your first home

BUYING YOUR
NEXT HOME

You Know the drill, and you want to cut straight to the chase! Check out our current rates and get approved today.

Click to find out more

buying your next home

BUILDING
YOUR HOME

Building a home? Check out our builder incentive that saves you time and money!

Click to find out more

getting a loan for building your home

REFINANCE
YOUR HOME

Refinancing your home can help lower your payments and get you extra cash to spend on some fun stuff.

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refinancing your home
LifetimeOfBenefits

Legacy Home Loans offers you not only low rates and great service, but we offer a lifetime of benefits that can save you time, energy and money.

  • Customer for Life Benefits: Saves you money in closing costs over the life of your loan.
  • The Ultimate Time Saver: When your score keeps rising and eventually moves upwards towards the 800 FICO range you will not only save money on future lending, but you will save yourself time. Time to do the things you want to do
  •  Get specific data and charts on how you can pay your debt off faster, what debts to pay off first, and find when you can become debt free.
  • What Can You Become?: Shows you what you need to do to increase your credit score. Move your 679 Fico to a 720 Fico.
  • Get on the Fast Track: We close mortgage loans faster than any other bank, lender or broker. Move into your home faster. Refinance your home faster. A worry and stress free home loan solution.
  • Financial Analysis: Find out which mortgage programs you are approved for and which mortgage programs you could be approved for. This will save you even more money.
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  • When I applied for my loan with Legacy Home Loans, the Loan Officer, Tom Richter, ran our credit report and found two unpaid collection accounts that we were unaware of reporting on our report. The collection accounts were due to problems from a health insurance related issue in which the insurance company failed to pay the doctors. Tom offered to speak on my behalf via a conference call to the collection agencies to resolve the situation. The way Tom handled the collection agencies "tough guy" representative was spectacular. We resolved the situation and had the account paid and removed from my credit report which raised my credit score over 50 points and enabled us to get a lower rate. Thank you so much Tom and Legacy going above and beyond to help us!!!!!

    Paul W

  • We were working with B of A for over 3 months when rather than delivering what they said they would they finally said we were turned down for the loan. I had worked with Legacy Home Loans in the past and am so sorry I didn't call them first. After wasting 3 months of my time with the big bank, Legacy Home Loans closed our refinance in 3 weeks with a great rate in one of the easiest transactions I have ever done. Never again, I will always be contacting Legacy Home Loans for all my mortgage needs.

    K G