Legacy Home Loans | Refinance
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What Are My Home Refinance Options?

There is never a better time to Drop your Rate and Monthly Payments than during a time when cash is needed. Legacy Home Loans offers many home refinancing options to fit the mortgage goals of any homeowner. Refinancing your home has many benefits and can be a great way to pay off your existing mortgage faster, lower your monthly payment, or even get cash-out!

Refinancing your mortgage with Legacy Home Loans is easy and we can help you decide which program will allow you to reach your goals. Many of our refinance programs offer no closing costs and lower interest rates.

There are many reasons to refinance your property


  • To lower the interest rate on your mortgage, reducing your monthly payments and overall cost is a given.
  • To reduce the term or length of your loan, thereby saving you thousands in interest.
  • To provide a means of consolidating your debt.

All of the above listed are great reasons to pursue refinancing, but several factors should be considered first.
Refinancing is similar to the process you experienced when you closed on your first mortgage. It requires an application, credit check, a new appraisal and title search. At Legacy Home Loans we try to make the refinance as quick and painless as possible.
Throw out the OLD rule of thumb, that says it only pays to refinance if you can get an interest rate at least one or two percentage points lower than what you are currently paying. Let an experience Legacy Home Loans expert tell you about a NO POINTS, NO LOAN FEES refinance that could make it worth while to refinance and lower your payment a NO BRAINER as there is no loan fees whatsoever!

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